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Instead of the usual What I Ate Wednesday linkup party, I decided to blog about something that’s actually on my mind.
I feel like I’ve written this post before. I know I’ve blogged about finances. I actually had them under control for a long while. And relatively speaking, when compared to most young adults, I still DO have them under control. But I see them creeping out of control if I don’t lay the smack down right quick.
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I used to use this handy-dandy spreadsheet to log all of my purchases. I would keep receipts and log each of them into the spreadsheet as they occurred. But when I quit tracking calories and every other number in my life, I quit tracking my expenditures. Partially I did this because our roommate moved out unexpectedly, leaving Mark and me to split the bill — a bill neither of us could afford. So I quit paying attention because it broke my heart to see my savings* dwindle away every month on rent.
But somewhere along the lines, I got spendy. Between eating out, expanding my vinyl collection, and all the expenses that have gone along with my food allergies and various injuries this year — I AM BROKE.
Fortunately, I just moved into a cheaper place, and I had managed to pay off my car earlier this year while becoming poor. So I’m going to be able to redeem myself in the next few months (hopefully). But I’m going to need to start spending less money again, and the best way for me to do that is to keep track of my finances in a spreadsheet. That means being extra anal retentive and saving receipts for purchases I’ll be seeing on my credit card statement anyway. Double checking everything.
And I’ve got to quit spending money. No more vinyl. I don’t have room anyway. No more buying kombucha every time I see it. I’m going to start meal planning again, or at least budgeting for groceries every week (since I can’t eat the same thing every day with food allergies).
Do I have a plan? Sure — and it’s even a three-pronged attack plan. Will I stick to it? I hope.
- No more purchases that aren’t necessary: No vinyl (unless it is seriously a ridiculous find, such as Seasons in the Abyss by Slayer at a garage sale for $1). No more kombucha unless it’s to start a homebrew. No late-night ice cream runs (living behind a 24-hour grocery store is stupidly convenient).
- Bike or walk to work on all fair-weathered days. Carpool when going elsewhere.
- Start tracking receipts again.
Anyway, if you have any creative ideas for saving money or keeping track of your finances, I would love to hear them. I’ve tried a few things before that don’t work for me (mint.com, banning certain expenditures, etc.), but am curious to see what others have tried that works for them.
*That savings, by the way, was supposed to pay for a new computer because my 7-year-old MacBook is starting to not be supported by design software that I use. And the battery exploded last weekend, leaving me to pay for a new part for a computer that I’d rather just replace but can’t afford it yet. Blerg. I’m a tad bit bitter.
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Hi there. I'm Calee (pronounced CAL-e). If that's too hard, just call me Cal. Also known as chimes or the chimes. I'm 28ish, a designer, a runner, a self-proclaimed fitness queen, a craftster, a foodie, a music snob — some might call me a hipster. Here's the unabridged version.
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